Services

Sound financial planning provides the means to unify all aspects of your financial life. At Retire West Texas, we strive to help you better understand the complexities of the financial world. Our comprehensive strategies are designed to help you achieve your goals, make more informed decisions, and strengthen your future no matter what comes your way.

Retirement Income Planning
Whether you’re in the prime of your career, are just a few years away from leaving the workforce, or are already retired, we can help you gain confidence that your long-term goals will be met. We will offer detailed projections of when you can safely retire, at what level of income, and what rate of return will be necessary to meet your retirement goals. For those already retired, we will stress-test your plan for longevity risk, helping you ensure that your desired lifestyle will be maintained throughout your future.

Tax-Smart Retirement Strategies
You worked hard to get here, and your financial plan must be equally competent in protecting what you’ve built. At Retire West Texas, tax strategies are essential to our practice, especially for clients approaching retirement. We will provide guidance in maximizing income (both before and after-tax), protecting assets against taxes and inflation, identifying tax deferral and avoidance strategies, and more to ensure you never run out of money in retirement.

Insurance Planning
Growing your wealth is a priority, but protecting and preserving your assets is equally important. Wherever you are in life’s journey, it’s crucial to understand the ramifications of sudden changes and ensure the continued protection of you and your loved ones. We will ensure you have the proper coverage and asset protection structures in place. From life and medical insurance to long-term care and disability income, we can provide a full suite of insurance policies to help you defend against the unexpected.

Estate Planning
Wealth transfer isn’t just about money. Forward-thinking individuals want to pass on their most essential and lasting values to their children, grandchildren, and great-grandchildren. Our focused approach to private wealth management respects the importance of sustaining your legacy. It all starts with understanding your needs and values. We then build customized plans to help secure your short-term interests while protecting your long-term goals and ensuring the tax-efficient transferring of assets to heirs.